![]() If you have already established your API signature or certificate, click the View API Signature or View API Certificate link to verify your API access. In the Selling online section, click Update next to API access, and then click the Request API credentials link to request an API signature or certificate. In the left menu, click My selling tools. Log into PayPal and access your profile as described in the preceding step. ![]() In the left menu, click My settings to confirm that your Account Type is either Premier or Business, or upgrade your account. Log into PayPal.Ĭlick your profile name in the top right corner of your account and then click Account Settings. If you're already using Website Payments Pro, Virtual Terminal is included. If you want to accept credit or debit card payments in person, you can add a secure card reader that plugs into your computer's USB port. Address verification screening (AVS) and card verification (CVV2). PayPal Virtual Terminal is pre-integrated into all of PayPal's reporting systems.Ĭhoose the level of fraud protection suitable for your business. PayPal automatically creates a packing slip.Īfter the transaction is approved, the payment usually shows up in your PayPal account in minutes. ![]() No expensive equipment or software to install-just use your computer and your th/td> Authorize payments, capture funds, void transactions, and issue refunds. Receive credit and debit card orders by phone, fax, or mail. Implementing Virtual Terminal allows merchants to: Capture offline sales Merchants with sufficient volume can enter card data using a card reader. If the payment is successful, PayPal immediately credits the merchant's PayPal account for the amount paid. After the merchant submits the payment, PayPal processes the transaction. In Virtual Terminal, merchants enter either a single or multiple transactions, including transaction details and billing information. Merchants log in to PayPal Manager and open Virtual Terminal. Merchants receive customer orders by phone, fax, or mail with a credit or debit card. Virtual Terminal is available to merchants through the PayPal Manager on any computer with an internet connection and a web browser. Merchants can accept credit or debit card payments by phone, fax, or mail. PayPal's Virtual Terminal is a web-based application that processes credit and debit cards, replacing swipe machines. There's really no option but to provide one if we want to keep the client.Payflow / Virtual Terminal Virtual Terminal The problem is getting bigger, we're up to a dozen calls per week and in most cases the client demands a refund. Technically it's not PayPal that is assessing the charge however PayPal is causing it to be done by not passing the appropriate country codes to the card provider which is the root cause of the problem. They have acknowledged that and did proposed a solution where we operate from 2 accounts - technically it will work but splitting revenue between accounts jacks discount rates which costs us hundreds per month AND eliminates the benefits of operating from a single account. Card issuers make this fee appear as if we (the merchant) assessed it - which makes the cardholders go ballistic! A few US card issuers charge their cardholders a cross border fee when they see a cross border transaction, even when it's made in USD. Unfortunately the we're finding PayPal is reporting the transactions to MC and VISA as cross border if they are processed through the cc gateway or virtual terminal. We did this so we could manage all our collections through one interface - PayPal. ![]() We're in Canada and clear both US and Canadian currencies. We switched to PayPal from another processor to handle our virtual terminal and web based credit card processing.
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